How to create home office on a budget

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How to create home office on a budget

How to create home office on a budgetAccording to Forbes.com, a growing number of Americans, one out of five people to be exact, work from home. With so many people working from home, an adequate, and affordable office space has become fundamental in many homes. Despite popular belief, you don’t have to spend a fortune on a home office space. There are many creative, and inexpensive ways you can easily transform any extra room in your home into a functioning office space. Work from home, and looking to turn your extra space into a home office? Continue reading below our tips on how to create home office on a budget.

 


  • Designate space

If you have an extra room to convert into a home office, congratulations, you are half way done. Things can get tricky when you have to scavenge for a space within an area that is already designated for another purpose. Being interrupted, and disturbed while working can also be rather frustrating. Just because you work from home, does not mean you should have to deal with home matters during work hours. Although, some people prefer working from home for this particular reason, to be able to multitask their daily responsibilities, and even raise children, all while earning a paycheck. When choosing a place in your home, consider what aspects of your home office are essential to you. Is it the privacy you need, or an area close to the nursery, so you can keep an eye on your baby while working?

  • D.I.Y.

How to create home office on a budgetWhatever work you can do yourself will certainly save you money. If you’re not experienced, or qualified to do something, by all means don’t do it. It may cost you more in the end to have to hire someone to fix your mistakes. If you feel comfortable, do it yourself. Consider asking family, and friends for help. Most families seem to have a member who is a handy man or a carpenter for a living. Office furniture can be quite costly; it may actually be cheaper to build a wall unit, and desk from scratch. Think of all the possibilities of building office furniture that’s unique to your particular needs. It doesn’t have to be intricate, but as long as you are comfortable, and able to get the work done, you should feel a sense of accomplishment.

  • Building from scratch not your thing?

Consider possibilities of repurposing existing furniture in your home to serve as your office furniture. This is the most cost effective option when creating a home office on a budget. If you don’t have to buy office furniture, or invest in supplies to make your own, you will be saving money. It is as simple as that.

  • Shop for bargains

If you’re on a really tight budget, consider shopping second hand, slightly used pieces. You’ll be amazed at the quality pieces you may find at garage sales, flea markets, or sites like Craigslist.com, where items are not necessarily pre-owned, and are sold by owners at discounted rates. If you’re not absolutely comfortable with the idea of using someone else’s furniture, keep in mind that you will be able to restore these pieces. You will be able to clean them, sand them off, and repaint. Virtually removing any signs of a previous owner. The money you save, and the final result will be worth the effort you put in.

  • Ask family and friends

You’ll be surprised how many people hoard furniture they have absolutely no use for. Some furniture is just too good, or meaningful to be thrown out, so we keep it, hoping to get use out of it somewhere down the road. Your perfect office furniture may be right under nose, ask your friendly neighbors, and friends. They may be willing to part with it for virtually nothing. Trading may be another great alternative. You may have something that’s of value but have no use for it. Consider using it as a bargaining chip. Remember, one man’s trash is another man’s treasure!

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Add green upgrades to your home

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Add green upgrades to your homeAdd green upgrades to your home

Whether you wish to increase the value of your home, or add energy efficient upgrades that will lower your monthly bills, knowing which improvements will give you the most bang for your buck is important. Not only will you reduce your carbon footprint, you will save money on utilities, and increase the overall value of your home, as much as 35%. Since green, energy-efficient homes are as prominent as ever, you shouldn’t run into any problems if you’re in the market to sell. From solar panels, to energy efficient appliances, let’s take a look at a few ways you can add green upgrades to your home.

  • Insulation

In terms of energy efficiency, the type of insulation you use throughout your home, whether for attic, walls, or ceiling, is important. Although, most high quality, green materials are more costly than its lower quality counterparts, you can expect to see a return via utility savings over 2-3 years after installation. Blown in fiberglass insulation is one of the best alternatives in terms of quality, and efficiency. Fiberglass offers an eco-friendly solution for your home, and the environment, as it is made from renewable resources, such as recycled glass and sand. This versatile material is much smaller than its lesser quality alternative, batts, and therefore can easily get into tiny cracks, and awkward corners, creating a more airtight effect that prevents air from flowing through small spaces. In addition, blown in insulation adds a moisture resistant component, that helps to prevent mold, and odor within your home.

  • Solar Power

Add green upgrades to your home

Although solar power is a costly investment, it will ultimately save you thousands in the long run. It helps to combat greenhouse gas emissions, greatly reducing air, and water pollution. Not to mention, governmental incentives, such as tax breaks, and rebates, can help to cut the costs of solar power installation, and equipment in half. You can also expect to save anywhere between $20,000-$65,000 over the course of 20 years, depending on where you live. It is not hard to see why solar powered homes have become more desirable in the past decade, greatly increasing the value of the home as well.

  • Low-E Glass

Low-E or low emissivity windows are covered in a film-like (microscopic layers of metallic oxides) coating that allows lots of sunlight into the house, trapping warmth, and preventing drafts in the cooler months. In the warmer months, this transparent film protects your home from harmful UV rays, and helps to reflect the sunlight to aid in cooling of the home. You can expect to save up to $450 a year on utilities by upgrading the windows in your home to low emissivity glass. Low-E glass comes in both single, and double pane options.

  • Energy Star Appliances

Add green upgrades to your homeEnergy Star qualified appliances operate via advanced technology, using 10% to 50% less energy than its standard counterparts. Basically, these energy efficient appliances use less energy to produce the same effect. You will save money, and reduce emission of greenhouse gases by switching to these improved versions of standard home appliances.

  • Low-flow water fixtures

Low flow water fixtures are sink faucets, showerheads, and toilets that use less water per minute than its traditional counterparts. This is achieved through a high-pressure technique, which produces a strong flow of water with less water than the older models. Low-flow models are relatively low cost, and will aid in conserving water, saving you money.

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Home remodeling do’s and don’ts

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Home remodeling do’s and don’ts

Home remodeling do’s and don’tsRemodeling your new or existing home is a project that should not be taken lightly. Whether you’re working with a contractor or taking this up on your own, there are important things that you should do, while others you should avoid doing all together. While you can’t entirely predict the outcome, sometimes the decisions you take, or don’t take can have a negative impact on your home renovation project. Want to help your home remodeling project? Continue reading below our list of home remodeling do’s and don’ts.


 Do’s

  • Decide whether it’s worth to remodel

Before taking on any big project, you must first ask yourself, is it worth it in the long run? Some homes require so much work that it proves to be more productive to just sell the home, and invest in a new property. Carefully consider your options, it will help shape your remodeling plans, and perhaps help you avoid large, unnecessary expenses.

Pro Tip ⇒⇒⇒ Pros and cons of buying a new home

  • Set budget

Although, it’s common to exceed the initial budget, setting a budget will give you a realistic idea of what you can expect to achieve with this remodeling venture. Can you splurge on those fancy, mosaic tiles for your bathroom?

Pro Tip ⇒⇒⇒ Create a realistic contingency fund in the case that the work you wanted to do costs more than expected.

  • Set schedule 

When remodeling home it is very important to set a realistic schedule to help you stay on track, and get organized. A contractor will provide a work order, and a tentative

schedule. Although it is highly likely the schedule will adjust in one way or another, make sure it doesn’t interfere with any big themes in your life.

  • Expect the unexpected

When things can go wrong, they will. Remodeling home is not an easy, and straightforward task. Setbacks can become a theme during your renovation process. Equipment breakdowns, lack of supplies, and delays can occur. Create a back up plan in the case something does malfunction, or you run out of supplies. 

Pro Tip ⇒⇒⇒ Have a back-up for your back-up plan!

Home remodeling do’s and don’ts

Don’ts

  • Delay decision making

Be sure to make important decisions pertaining the work that needs to be done to your home before it actually starts. This is of great importance if you wish to avoid running into any unforeseen delays. Even the smallest things like paint, or a bathroom fixture, if undecided on when work begins, can cause delays later down the line.

  • Change your mind

Change in preferences is common when it comes to remodeling your home. Although, change is sometimes inevitable, it will most certainly result in added costs, and delays. To change something will require a change in order, and time spent on reevaluating the original the decision. Even the smallest changes can potentially disrupt the order of the job, resulting in delays.

  • Remodel a run down home

Please consult with a professional contractor before taking on any large, and rather expensive remodeling projects. If the overall integrity of your home is undermined, think twice before you embark on a new kitchen renovation, that will set you back thousands.

Pro Tip ⇒⇒⇒ Consult with a contractor to make the best decision.

  • Underestimate your budget

It is very common for an individual to start out with a solid budget in mind, only to see it increase as the job progresses.

  • Live in your home while remodeling

Avoid living in your home during the remodeling process, as it can get rather messy, and even unsafe. Remodeling home can be rather expensive. If you cant afford to stay at temporary housing during renovation, designate a clean, and easily accessible area within the home where you can comfortably reside during the entire process.

  • Don’t remodel without a floor plan

A lot of elements come into play when remodeling a home. Although, not all jobs require a floor plan to be completed successfully, creating a floor plan will allow you to see any possible problems beforehand.

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Why local Brooklyn movers are your best choice?

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Why local Brooklyn movers are your best choice?

Why local Brooklyn movers are your best choice?Moving home or office in Brooklyn, and not sure where to begin? It’s true, no matter how small your move is, one thing is for sure, there will be many details to tend to. Naturally, you may not know where, and how to begin your relocation process. Maybe you are not even sure if you want to hire professional movers. If you find yourself in this situation, we urge you to continue reading this article to get a better understanding of how you may want to proceed next. Want to learn why local Brooklyn movers are your best choice? Continue reading below ⇓⇓⇓

  • Reliability and convenience

You may be wondering, do I need to hire movers or should I do it myself? You may just have an inclination to ask few friends, and family members to help you out. While it may be comforting to see familiar faces handling your belongings, it may not be the most practical thing to do. While professional movers may be strangers, they are also trained professionals who are used to handling heavy furniture, and other important aspects of moving. This single, but rather big factor can play a big role in how your entire move will unfold. All it takes is a wrong step or move, and someone gets hurt, or something is damaged. Professional movers are not only reliable, but they are also convenient. Most movers will provide a wide range of moving services to accommodate your needs. For the most part, hiring professional movers can virtually take away all of your worries, and stress in regards to your relocation.

  • Local Brooklyn movers are experts

Why local Brooklyn movers are your best choice?Your move may require specialty moving services, and equipment. There are just some things you should not attempt to move without the assistance of professional movers. Disassembly, and reassembly can also prove to be complicated, and if not done right can damage your furniture. Movers are experts at what they do. Therefore, if you need to move your piano, or require fine art moving, you should especially hire professional movers.

  • Community and reputation

Local Brooklyn movers are a part of your community. They will never feel inclined to rip their clients off, or mislead them in any way. They will invest their time, and do the job right because their reputation is on the line with the people of your community. Word of mouth is of extreme importance for any local business, especially a moving company. A job well done, means a referral or a returned customer, and a most of all, good reputation.

  • Liability

When you hire local Brooklyn movers you are entrusting them with total care of your belongings. In return, you can rest assured that they will take great care of your things, and if something was to go wrong, they will assume responsibility. Make sure your movers are fully licensed, and insured. If you have high value items, you may want to purchase additional insurance. Moving companies have different regulations, and liability clause. You will need to discuss this with them in advance.

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May is National Moving month

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May is National Moving month

May is National Moving monthMay is national moving month, kicking off the start of the moving season, and the busiest time of the year for the moving industry. To commemorate this time, allow us to share some of the stats, tips, and what you can expect if moving during this time. Many people will be relocating their home or business this season, making this a perfect time to start organizing your upcoming move, and planning ahead. Continue reading below for more. ⇓⇓⇓⇓⇓

Statistically speaking, around 40 million Americans of all ages move their place of residence annually. Although this number is a reflection of an entire year, a staggering 50% of all moves take place between the months of May and October. Also known as the busiest moving season of the year. Why all the hype you ask? Let’s take a closer look at some reasons why people are more inclined to move during this particular time of the year.

Why?

  • The kids are off from school during the summer months. This makes it a great time to move home because you won’t have to take them out school. If you are moving long distance, moving during the summer is also beneficial because your kids won’t have to transition schools mid school year, which can be rough on them.
  • Moving season is also vacation season. More people are inclined to take off from work during this time to relocate their home.

Pro Tip ⇒⇒⇒ Vacation season is also the time homes are more likely to get burglarized. Learn how to protect your home while away on vacation.

  • During these months your move is less likely to be affected, and/or postponed by inclement weather. Of course there is downside to moving during the warner months, like scorching hot weather. Be sure to stay hydrated, and wear comfortable clothing.

Pro Tip ⇒⇒⇒ Avoid wearing clothes made from polyester when moving. Moving requires a lot of physical activity, and wearing clothing made of cotton will allow you to stay cooler. Unlike polyester, and other synthetic fabrics, cotton absorbs the sweat from your body and allows it to evaporate into the air.

What should you do?

  • We can’t stress enough the importance of booking your move with as much notice as possible. As soon as you learn you are moving, start looking for moving companies in your area. This rule always applies, but is especially important to book at least a month in advance when moving during the busiest moving season. Good moving companies stay busy all year round, but they are especially in high demand during this time. Booking in advance will help secure your spot with a reputable company.
  • The busiest moving season is a time when rogue movers are most likely to take advantage of unsuspected consumers. Be cautious when hiring a moving company, and due your research.  Because it is extremely easy nowadays to build a professional looking website, you will have to do a little more work than just checking out the company’s official website. A legit looking website does not equal legitimate business.

Pro Tip ⇒⇒⇒ How to avoid moving scams

  1. Get at least three moving estimates. Beware of unrealistic low-ball offers that can cost you in the end. For the most part, the estimates you receive should not be significantly different from one another. Of course, there are legitimate companies that offer affordable rates, but if one is significantly lower than the rest, proceed with caution. More importantly, proceed to the next steps on this list.
  2. Make sure the movers are licensed and insured. Check the mover’s complaint history, accident report, and most importantly the validity of the license number at Federal Motor Carrier Safety Administration.
  3. Better Business Bureau (BBB) provides history of complaints.

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Moving out after a divorce

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Moving out after a divorce

Moving out after a divorceUnfortunately, in this time and age, more and more marriages are ending up in a divorce. Being in the moving industry for more than 20 years, we witness this much more than we like. A couple gets married, they buy a house or condo, and few years later down the line, end up in a divorce, having to sell their home and move out. Moving is tough as it is, but the added emotional aspect of a divorce, can really take a toll. There is no right or wrong way to go about it, but a lot of changes, and decisions must be made. Moving out after a divorce is tough, but you don’t have to do it alone!

  • Take things slow

One of the biggest, and most important things you can do for yourself, and your family during this difficult time is to try and take it easy. It is an extremely difficult, and emotional time, and you may be prone to outbursts. That is why it is especially imperative that you take your time to make important decisions pertaining your move. Try to stick to routines, and normal daily activity, as it will aid you during this rather tough transition. Speaking to a professional or close friends, and family can really help you to mourn your marriage, and vent your feelings at this time. It always helps to talk to someone, especially during a rough time.

  • Speak to your children

Divorce can be especially hard on the kids. They may still be too young to even understand exactly what is happening. As hard as it may be, remaining positive for the sake of your children will help them adjust to these changes, and their new living arrangements. Explain to your children what is happening, and try your best to help them cope.

Pro Tip ⇒⇒⇒ For more tips on moving with children

  • Decide on a homestead

As soon as you are mentally ready, decide whether or not you will want to place the home for sale. Otherwise, who will get to stay, and who will move out? The sooner you make this decision, the better. Living separately will surely have a significant impact on your finances. Carefully take all of your expenses into consideration to help you make the decision that will work for you.

  • Divide your belongings

Another hard but unavoidable part of moving out after a divorce is having to inevitably sort through your joint belongings and split them up. If some things are just too hard to hold onto for both parties involved, consider selling on sites like Craigslist, or donate to local charity.

  • Hire a moving company

Divorce is stressful enough without you having to organize an entire move. Hire a full-service moving company to help you with every aspect of moving. From packing, to disassembly, they will be the much-needed support you will surely need at this time. Find a local moving company near you to address all of your moving needs, and begin to plan for your new life.

  • Storage

If you are downsizing from your current residence, or will be moving to temporary housing, you may need to look at storage options for your excess things. Look for a moving company that is able to provide safe, and affordable storage solutions.

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How to protect your home while away on vacation

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How to protect your home while away on vacation

How to protect your home while away on vacationVacation season is fast approaching! Unfortunately for many unsuspected homeowners, it is also the peak season for burglary. Many folks leaving their home unattended while vacationing will be coming back to a burglarized home. Often times, these unfortunate events can be avoided with proper precaution. Are you beginning to plan for the upcoming vacation season, and wondering how you can protect yourself from becoming a victim? Continue reading below our top tips on how to protect your home while away on vacation⇓⇓⇓⇓

  • Security System

How to protect your home while away on vacationIf you don’t already have one, greatly consider the option of having a security system installed in your home. This is one of the best ways you can protect your home while away on vacation. Depending on the alarm system, the features will include door and window sensors, motion sensors, and glass break sensors. Most of these systems can be monitored using your cell phone, allowing you to be remotely in control. In addition, most alarm systems will include smoke, and CO detectors, for further protection of your home. There are many providers to choose from. Do your research, and choose one that fits your budget, and needs.

  • Protect your valuables

Absolutely by no means should you leave anything of value in plain sight. Smaller items, such as jewelry, and money should be placed in a safe if you have one in your home. Otherwise consider renting a safety deposit box where you bank. Bigger items may require a little bit more imagination on your part. Remember, “Out of sight, out of mind”.

  • Spare keys

Criminals know where to look, and what to watch out for. They will most certainly check to see if you are keeping a spare key under the welcome mat, or a false stone. Simply put, do not make this mistake! Retreat all spare keys you may have hiding throughout your property. Even if you think there is no way anyone can possibly find them. Better safe than sorry!

  • Leave lights on or off? Is the burning question.

It goes without saying that you should NOT leave your lights on the entire time you are away on vacation. Not only will this inflate your electric bill, it will most certainly look suspicious! C’mon, no one leaves their lights on 24/7, even a dumb criminal knows this. Consider putting the lights in your home on an inconsistent timer. You can also purchase a smart system that allows you to remotely control the lights in your home via your mobile phone.

Pro Tip ⇒⇒⇒ Check out the wireless Phillips Hue, we love them in our home. (No, this is not a paid promotion)

  • Don’t over share!

How to protect your home while away on vacationIn a world of technology, and social media, it is easy to unintentionally share vital information that may tip off criminals of our whereabouts. In fact, this exact same thing happened to reality TV queen, Kim Kardashian. While in Paris, she harmlessly shared her whereabouts as per usual, and unlike other times, people with ill intent were paying attention. She happened to be in her room at the time of the burglary, but luckily was unharmed. Perhaps it’s best to wait until you’re back from vacation to post those gorgeous pictures of you on the beach? Something to definitely consider.

  • Ask your friends

A great, and easy way to protect your home while away on vacation is to ask that trusty neighbor, friend, or family member to keep an eye on your house while you’re away. Entrusting someone to check in on your property every now and then will give you the much-needed peace of mind, and added protection from burglars. Leave them with all information needed. Such as different ways of contacting you, particular instructions pertaining your home, and inform them of any deliveries coming, if any.

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Top Moving hacks

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Top Moving hacks

Top Moving hacksMoving home is time consuming, and costly. Fortunately, there are many unique, moving hacks that you can incorporate in your upcoming move that may potentially save you money, and much needed time. Most of these user-friendly tips will make matters much easier for you as well, because let’s face it moving home can be hard. Continue reading below if you wish to simplify your upcoming move with these top moving hacks.

  • Depending on how much stuff you have to pack, packing supplies can set you back a couple of hundred dollars. Consider inquiring with your local retailers, and supermarkets for their gently used boxes. Be sure to check the boxes thoroughly to make sure they are not damaged or dirty.

Pro Tip ⇒⇒⇒ Keep in mind, that even if a box appears in good condition, it is still used! Even if a box has only been used once before, the structure becomes greatly compromised. Proceed with caution, and try not to pack anything fragile in used boxes. Unless you are absolutely sure it is ok to do so.

  • Use old magazines, and newspaper instead of packing peanuts to prevent your items shifting within the box. You can also wrap fragile items in newspaper to add cushion, and prevent breakage.

Pro Tip ⇒⇒⇒ Be cautious when wrapping items in newspaper, or anything with print on it. The ink can potentially transfer to the item! Porcelain items especially should NOT be wrapped with newspaper.

  • Sturdy garbage bags can be a really great way to transport your clothes in. A great way to do this is while your clothes are hanging in the closet. Be sure to leave the hangers sticking out of the bag. Do NOT take them off, as this will make unpacking that much easier.Top Moving hacks

Pro Tip ⇒⇒⇒ If you are packing your clothes in boxes, roll them up before packing to save room.

  • Label your boxes according to the room each box belongs to. You may also find that using color-coded packing tape helps to keep your boxes organized. Be sure to also label fragile when appropriate.

Top Moving hacksPro Tip ⇒⇒⇒ Label the side of your boxes, not the top! This way you will be able to easily identify each box when they are stacked on top of one another. Which is usually the case.

  • As a great alternative to boxes, try using your luggage, and suitcases to transport your stuff. Suitcases provide padding for extra protection, and the added benefit of wheels make maneuvering around much easier.
  • Use Space Bags to maximize your storage space! Space bags are perfect for soft, bulky items that would otherwise take up a lot of space in their normal state, such as towels.
  • Defrost your fridge a day before moving out to avoid messy leaks, and unfavorable aromas.
  • When moving heavy pieces of furniture, use old towels or rags to avoid scratching the floors. You will also be able to maneuver around much easier.
  • Pack a bag of essentials. Whatever is most essential for you to have on your first day at your new place. You won’t have the energy or time to unpack all boxes on the first night. By having all of the important items on hand, you are spared having to scavenge through boxes for sheets to sleep on, or toiletries to shower with.
  • Incorporate saran wrap to prevent toiletries leaking during transport, and avoid messy explosions. Simply unscrew the cap, tightly place saran wrap, and place the cap back on. Voila, you’re good to go!
  • Use cotton balls or pads to prevent your hard powder make up from breaking during transport. Simply place the cushioned cotton pad in the makeup compact, and close.
  • Take a picture of the back of your TV, and other difficult electronic devices. That way, you know exactly which wires go where when it’d time to set up in the new place!
  • Inform your P.O. of your new forwarding address at least two weeks prior to moving out. This procedure does take time, and you certainly don’t want your mail going to your old home after you have already moved out.

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Moving add-ons to consider

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Moving add-ons to consider

Moving add-ons to considerHiring professional movers to help you with your upcoming move? Well, you may not be aware of all of the moving services they provide. Most people will hire professional movers to transport their items from point A to point B. It may help you in the long run to learn of all the moving add-ons professional moving companies provide. It may save you time, and money, and most importantly won’t cost a thing to simply inquire about them. Do keep in mind that not all movers will have the manpower, or capability to provide these extra moving services; this is especially true for rogue movers. To learn more, please read our article on how to hire the right movers for your upcoming move. In the meantime, if you wondering how professional movers can make your life even easier, continue reading below to learn of the most common moving add-ons to consider when moving your home or office.

  • Packing and Unpacking

You should greatly consider adding on packing, and unpacking services from your moving company if you are especially pressed for time. There are many benefits associated with outsourcing these moving needs. One of the main advantages is the time you will save not having to pack and unpack your belongings. After all, packing is the most time consuming part of moving home. Another great benefit is having your movers unpack everything at destination. Not to mention they will do it according to your particular instructions. This is a great opportunity, specifically if you have a lot of heavy, hard to handle furniture. For the most part, movers will either charge separately for these services, or include the costs in the hourly rate. The costs of packing, and unpacking services will greatly depend on the amount of stuff you have, how long it takes, and the packing materials used. Some movers will include incentives with packing services that may include various packing packages at a discounted rate.

Pro Tip ⇒⇒⇒ You are highly advised to create a floor plan when moving. It will allow you to plan out your furniture placement, especially the big stuff, once you arrive to your new home. This will also prove beneficial, as the movers will easily follow your floor plan, saving you time, and as a result, money.

  • Crating

Certain pieces of furniture you may be moving is best transported in a wooden crate. This is especially true for your expensive artwork. Experienced movers should be able to recommend special crating if they deem necessary, and provide this add-on service as a result. Custom wooden crates provide enhanced protection that may significantly reduce the risk of damage to the item(s) inside, and as the name implies, are entirely customizable to ensure ultimate protection. Speak to your moving representatives to discuss any potential pieces that may require crating. A knowledgeable representative will be able to recommend custom crating through the information they acquire from you, in terms of items needing to be moved.

Pro Tip ⇒⇒⇒ Custom crating comes at an additional cost. Speak to your moving consultant to discuss possible rates for this moving add-on.

  • Disposing moving material

If you hire movers to pack, and unpack your things, you won’t have to concern yourself with disposing of the moving material afterwards, as the movers will take care of this as part of their services. However, if you decided to pack, and unpack yourself, you will be stuck with the responsibility of disposing countless amount of boxes. Although recycling moving boxes may not be that difficult, it is still time consuming, and will require your effort to do so properly. This is why, disposing of packing material as a moving add-on service is yet another great way to lessen the burdens of moving.

  • Disassembly and reassembly of furniture

A lot of bulky furniture may need to be disassembled in order to fit through some tight doorways, or even onto the moving truck. Particle furniture especially requires disassembly, because this type of furniture is not meant to be moved in an assembled form. Not only is disassembly time consuming, you will require special tools, and skills to do this properly. Many movers will offer disassembly and reassembly of furniture as an add-on moving service. If your move requires it, some movers will even include this in their hourly rate.

Pro Tip ⇒⇒⇒ Consult with your movers to understand how disassembly and reassembly of furniture as an add-on moving service will affect your move, in terms of cost.

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Does my homeowners insurance cover costs of moving?

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Does my homeowners insurance cover costs of moving?Does my homeowners insurance cover costs of moving?

While you may be well aware of all the details of your homeowners insurance that pertain to your coverage at your current residence, but what about the transition between homes? Will your items be protected, or will you be required to seek coverage from your moving company? You may even experience a significant change in your policy premium due to change of residency. If you are moving, you may very well have all of these significant questions on your mind, and reasonably so. While you will have to contact your insurer to understand exactly how you will be covered, why not learn of possible outcomes right now? If you find yourself wondering “Does my homeowners insurance cover costs of moving?, continue reading below to learn more!

  • Are you covered?

Generally speaking, homeowners insurance will cover your personal possessions when moving, but only if your belongings have suffered a peril that is listed on your policy, such as theft or fire. So the answer is therefore, not necessarily. Contact your insurer to learn exactly what your insurance will cover while your belongings are being moved from point A to point B. You may learn that you will need separate coverage for your move, potentially through your moving company.

  • What is your deductible during a move?

First things first, for those who don’t know, a deductible is the amount you’ll pay before your insurance coverage kicks in. Now that we got that out of the way, find out what is your deductible in the case you need to file a claim? For instance, if you have a $1,000 deductible, and $3,000 worth of stuff that was stolen during a move, you’ll typically be reimbursed the difference of $2,000.

  • What are your limits?

Whether you are moving or not, it is imperative you understand what is covered by your homeowners insurance policy. There may be different standard limits depending on the specific property. For instance, some policies will have maximum coverage on high value possessions such as jewelry. Be aware that the maximum coverage may decrease when such items are away from your home. Speak to your agent to learn more.

  • Theft vs. moving breakage

While your insurance policy may cover theft that occurs during a move, it is unlikely that common moving damages will be covered. Damages such as scratches, or an item that has been broken inside a box. While your homeowners insurance will not cover these damages, your moving company should be able to provide insurance coverage that is either included in the moving costs, or you will be required to pay extra.

  • Will your premium change with the move?

You may experience a significant change in your policy premium depending on where you are moving. If you are moving cross-country, you will most certainly see a change. No matter the circumstances, you are advised to contact your insurer as soon as you learn you are moving to update your policy, and learn of any changes as a result. They will be able to answer all of the important questions you may have pertaining to possible changes to your policy.

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